Job changes often bring exciting opportunities, new roles, better pay, and career advancement. But one common issue that comes along is managing multiple EPF (Employees’ Provident Fund) accounts.

Each time you switch jobs, a new UAN (Universal Account Number) may be generated, leading to confusion and scattered retirement savings. To make things easier, the Employees’ Provident Fund Organisation (EPFO) has introduced a seamless process that lets you merge all your old PF accounts into one active UAN.

This not only keeps your savings organised but also ensures your retirement corpus grows without interruption. Here’s a simple step-by-step guide to help you combine your PF accounts quickly and hassle-free.

Steps to merge

  • Visit the EPFO Member portal and log in with your active UAN using your PAN and password
  • Click on "One Member, One EPF Account," which will be available under the Online Services tab.
  • Now enter your personal details such as name, bank details and mobile number.
  • Verify and make sure that they match the details in your Aadhaar card.
  • You will now have to choose your employer, current or previous, for verification.
  • After verification, submit the transfer request.
  • You will receive a tracking ID to monitor the status.
  • You can send an email request to uanepf@epfindia.gov.in.
  • Here you need to include the details of the old EPF accounts you want to combine.
  • Once your request is verified, the EPFO will deactivate your older UANs.
  • Now you will have to submit a claim to transfer the funds from your previous PF accounts into your active account.

Steps to track PF transfer

You can track your PF transfer online using the "Track Claim Status" section on the EPFO website. The request typically takes 10 to 15 working days to be processed, though the exact timeline can vary. To check the status, log in to the EPFO member portal with your UAN and password, then navigate to "Online Services" and click on "Track Claim Status".