The UAE’s updated Golden Visa programme—particularly its nomination-based model for Indian and Bangladeshi nationals—has stirred strong interest due to its promise of lifetime residency for a one-time payment of AED 1,00,000 (approximately ₹23.3 lakh). However, the process is not as simple as paying a fee.

According to the UAE government’s official website, approval remains merit-based, and applicants must still pass background checks, profession-based screening, and documentation requirements, regardless of payment.

What is the UAE Golden Visa?

The UAE Golden Visa is a long-term residence permit that allows foreign nationals to live, work, or study in the Emirates without a local sponsor. It includes:

  • 5- or 10-year renewable visas
  • Multiple-entry options
  • Full family and domestic worker sponsorship
  • No restriction on time spent outside the UAE

Who qualifies?

Eligibility is based on one of several categories:

Investors: Must invest AED 2 million (approx. ₹4.67 crore) in UAE-approved real estate or funds. The capital must be self-owned (not a loan) and supported by proof of medical insurance and annual UAE tax payments of AED 250,000.

Entrepreneurs: Must own a business in the tech or innovation sector valued at over AED 500,000 (approx. ₹1.17 crore) and secure approvals from UAE-based incubators and auditors.

Specialised talents: Professionals like scientists, artists, doctors, and athletes require endorsements from relevant UAE government bodies. Executives must provide salary certificates (AED 50,000 minimum/month) and five-year experience letters.

Outstanding students: High school graduates with 95% marks or top-ranking university students are eligible for 5–10-year visas.

Humanitarians and frontline workers: Must provide proof of long-standing service or recognised humanitarian contributions.

What’s new for Indians?

A nomination-based Golden Visa model is now being offered to Indian and Bangladeshi citizens through authorised agents such as Rayad Group, One Vasco, and VFS Global. This model:

  • Waives the AED 2 million investment requirement
  • Requires a one-time AED 1,00,000 fee (approx. ₹23.3 lakh)
  • Still demands checks on criminal record, financial standing, and even social media history

Rayad Kamal Ayub of Rayad Group explained that candidates are vetted for their economic and social value to the UAE. “It’s a golden opportunity, but not everyone will qualify,” he said. Approval ultimately rests with UAE authorities.

How to apply

Applicants can choose either the traditional or nomination-based route. The general application process includes:

Identify the category: Investor, entrepreneur, talent, student, or humanitarian.

Compile documents: Salary slips, endorsements, property deeds, tax receipts, academic transcripts, and identification.

Submit application: Through the ICP website or authorised agencies like VFS Global.

Optional ‘One Touch’ service: Consolidates all steps including visa issuance, medical tests, Emirates ID, and renewals.

Await background verification

Receive Golden Visa upon approval

Official help

For clarification, applicants are advised to consult:

  • ICP – Federal Authority for Identity, Citizenship, Customs and Port Security
  • GDRFAD Dubai – General Directorate of Residency and Foreigners Affairs

Despite lower barriers under the new model, the Golden Visa remains merit-driven, not purchasable. Authorities reiterate: having the money alone does not guarantee lifetime residency.