A slight dip in gold prices marks today’s rate update across major Indian cities.

The price of gold in India today stands at ₹13,826 per gram for 24K, ₹12,674 per gram for 22K and ₹10,370 per gram for 18K. Over the years, gold has remained one of the most trusted hedges against inflation, making it a preferred investment option for households and long-term investors alike.
These updated rates are sourced from reputed jewellers across the country and are meant for informational purposes. If you're planning to buy gold, you can also use a Gold Rate Calculator to get precise pricing.
Gold rates in major Indian cities (1 gram) today
| City | 24K | 22K | 18K |
| Chennai | ₹13,963 | ₹12,799 | ₹10,679 |
| Mumbai | ₹13,826 | ₹12,674 | ₹10,370 |
| Delhi | ₹13,964 | ₹12,801 | ₹10,477 |
| Kolkata | ₹13,826 | ₹12,674 | ₹10,370 |
| Bangalore | ₹13,826 | ₹12,674 | ₹10,370 |
| Hyderabad | ₹13,826 | ₹12,674 | ₹10,370 |
| Thiruvananthapuram | ₹13,826 | ₹12,674 | ₹10,370 |
Should you invest in sovereign gold bonds (SGBs)?
If you’re considering gold as an investment, experts increasingly advise choosing Sovereign Gold Bonds (SGBs) over physical gold. SGBs eliminate several risks—such as theft, purity concerns and storage issues—while offering 2.75% annual interest, along with the potential for capital appreciation based on RBI-linked gold prices.
These bonds can be purchased through:
- Commercial banks
- Stock Holding Corporation of India
- Post offices
While some investors point out that the interest earned is taxable and liquidity can be limited, SGBs remain attractive because they behave like gold ETFs and provide the added advantage of interest income. They are listed on the NSE, and the latest price stands at ₹1,00,100 per 10 grams.
The major downside is the lock-in period, but for long-term investors, the combination of interest and price appreciation makes SGBs a strong alternative to physical gold.
Silver price in India today
The price of silver in India on Thursday is ₹257.10 per gram and ₹2,57,100 per kilogram. Silver prices are influenced primarily by global market trends and the movement of the Indian rupee against the US dollar. A weaker rupee generally results in higher domestic silver prices.
Silver rates in major Indian Cities
| City | 10 gram | 100 gram | 1 Kg |
| Chennai | ₹2,771 | ₹27,710 | ₹2,77,100 |
| Mumbai | ₹2,571 | ₹25,710 | ₹2,57,100 |
| Delhi | ₹2,571 | ₹25,710 | ₹2,57,100 |
| Kolkata | ₹2,571 | ₹25,710 | ₹2,57,100 |
| Bangalore | ₹2,571 | ₹25,710 | ₹2,57,100 |
| Hyderabad | ₹2,771 | ₹27,710 | ₹2,77,100 |
| Thiruvananthapuram | ₹2,771 | ₹27,710 | ₹2,77,100 |
Why is silver cheaper than gold in India?
Silver has historically been priced much lower than gold, largely because of its industrial demand and abundant availability. While gold retains strong investment and cultural value, silver is extensively used in electronics, electrical applications and manufacturing.
Key reasons silver is cheaper than gold include:
- Greater availability compared to gold
- Lesser global investment demand
- Significant industrial use, making recycling less economical
- Supply–demand imbalance favouring lower prices
Like other precious metals, silver prices rise or fall depending on domestic demand, international spot prices and currency fluctuations.
Published: 08 Jan 2026, 08:48 am IST
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