Bank branches will remain closed on select dates between September 21 and September 27, 2026, with regional holidays affecting specific cities and the fourth Saturday and Sunday bringing closures across India.

Bank holiday dates from September 21 to 27

Customers planning branch visits should keep six dates in mind this week, although the regional holidays do not apply nationwide.

  • September 21: Janmotsav of Srimanta Sankardeva in Guwahati and Sree Narayana Guru Samadhi in Kochi and Thiruvananthapuram.
  • September 22: Karma Puja in Ranchi.
  • September 23: Birthday of Maharaja Hari Singh Ji in Jammu and Srinagar.
  • September 24: No regional closure is listed in the schedule provided, so branches are expected to operate normally.
  • September 25: Indrajatra in Gangtok.
  • September 26: Fourth Saturday — bank branches remain closed across India.
  • September 27: Sunday — bank branches remain closed nationwide.

The Reserve Bank of India’s holiday system is organised according to banking centres and regional offices, so a holiday observed in one city does not necessarily mean that branches of the same bank are closed elsewhere.

What this means for SBI, HDFC Bank, ICICI Bank and PNB customers

The holiday schedule applies to physical bank branches rather than the banks as a whole. Therefore, SBI, HDFC Bank, ICICI Bank, PNB and other lenders can have branches operating in one city while branches in another banking centre are closed.

Customers who need to meet bank officials, submit physical documents, deposit certain instruments or complete other branch-dependent work should check the holiday applicable to their particular branch before travelling.

Are digital banking services available?

Branch closures generally do not stop digital banking services. Customers can continue using services such as:

  • UPI payments
  • Mobile banking
  • Internet banking
  • ATMs
  • Electronic fund transfers

RTGS is also available 24x7x365, including bank holidays, according to the RBI.

However, services that require physical interaction with bank staff may have to wait until the branch reopens.

Is September 24 a bank holiday?

September 24, Thursday, is expected to be a normal banking day under the schedule provided. Customers needing branch-based services can therefore consider this date, subject to any branch-specific arrangements.

Why the city-wise RBI list matters

Bank holidays in India are not identical across all states and cities. Regional festivals and local observances can result in branches closing in particular banking centres while branches of the same lender continue to operate elsewhere.

Customers should therefore check the RBI holiday calendar or confirm the schedule with their individual branch before making a visit, particularly when a transaction requires physical documentation or staff assistance.

The key point for customers this week is that the number of holiday dates does not equal the number of days every branch will be closed. September 21, 22, 23 and 25 involve specific cities, while September 26 and 27 are the broader weekend closures.

This makes the city-wise holiday calendar more useful than simply counting the total number of dates. A customer in Delhi, for example, should not assume that a holiday applicable to Ranchi or Gangtok will affect their local branch. Conversely, customers in the listed cities should account for the applicable regional closure when planning physical banking work.

The RBI’s banking framework also distinguishes branch operations from electronic payment infrastructure. As a result, customers can generally continue making digital payments and transfers even when their local branch is shut.