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New Delhi: Banks across India will remain closed today, October 25, 2025, as it marks the fourth Saturday of the month, a regular non-working day for financial institutions.
As per the Reserve Bank of India’s (RBI) regional holiday schedule for the 2025–26 financial year, all banks—both scheduled and non-scheduled—observe holidays on the second and fourth Saturdays, along with all Sundays of every month.
The first, third, and fifth Saturdays continue to be regular working days. An RBI notification reiterates, “All scheduled and non-scheduled banks shall remain closed on the second and fourth Saturdays of each month.”
Next Bank Closures
The next bank holiday falls tomorrow, October 26, 2025, since it’s a Sunday. In several states, banks will also remain closed on Monday, October 27, 2025, on account of Chhath Puja, a major Hindu festival dedicated to the Sun God, Surya, and Chhathi Maiya, the goddess associated with well-being and longevity.
As a result, some regions—especially in Bihar, Jharkhand, and parts of West Bengal—will experience a three-day banking break from Saturday through Monday.
How the RBI Decides Bank Holidays
The RBI’s holiday list is compiled based on national, regional, and religious observances, which means the number and dates of holidays differ from state to state. Along with these specific days, the RBI mandates weekend closures on the second and fourth Saturdays and every Sunday.
October 2025 Bank Holidays
This month alone, banks observed 15 holidays across various regions, in addition to weekends. Major occasions like Gandhi Jayanti, Dussehra, and Diwali contributed to the extended holiday calendar in October 2025.
Upcoming Bank Holidays in October 2025:
- October 27: Chhath Puja – Banks closed in Kolkata, Patna, and Ranchi
- October 28: Chhath Puja (continued) – Banks shut in Patna and Ranchi
- October 31: Sardar Vallabhbhai Patel Jayanti – Banks closed in Ahmedabad
Online Banking Remains Functional
Even as physical branches stay closed, digital banking services remain fully operational. Customers can access the internet and mobile banking for money transfers, bill payments, and other routine services.
NEFT, RTGS, and IMPS transfers can be initiated through online platforms. Facilities such as debit/credit card services, chequebook and demand draft requests, and standing instructions setup also continue without disruption.
In short, while branches take a weekend pause, online banking ensures uninterrupted access to essential financial services.