EPFO begins clearing EPS 95 pension arrears through new centralised payment system

The Employees’ Pension Fund Organisation (EPFO) has begun releasing long-pending pension arrears under the Employees’ Pension Scheme (EPS-95). This follows the Supreme Court’s November 2022 order allowing eligible employees the option of receiving a higher pension. After collecting applications from qualifying employees and pensioners, EPFO has now started disbursing arrears based on recalculated pension amounts. The first phase of payouts was issued in July 2025.

Are delayed EPS-95 arrears finally being cleared?

According to a Zee News report, EPFO is channelling these payments through its newly launched Centralised Pension Payment System (CPPS). The platform automates monthly pension calculations, making the settlement of arrears considerably smoother. Combined with improved digital verification, CPPS is expected to remarkably strengthen and streamline future pension processing. The automated workflow has also contributed to a noticeable increase in monthly disbursements.

In July, EPFO released about ₹2,819 crore in arrears and regular pension payments. This amount rose to ₹3,050 crore in August 2025, before climbing further to ₹4,010 crore in September 2025—reflecting a faster clearance of pending cases.