Which key services are likely to be disrupted in today’s bank strike?

Public sector banks across India are to go on a nationwide strike on Tuesday, 27 January, after the United Forum of Bank Unions (UFBU) decided to press ahead with the action, demanding the immediate implementation of a five-day work week. The strike is expected to disrupt banking operations across the country.
What Is The Reason For The Strike?
The strike has been called by the UFBU, an umbrella body representing nine unions of bank officers and employees. The move follows a conciliation meeting held on 23 January with the Chief Labour Commissioner, which failed to produce a resolution.
Services Likely to Be Affected
Branch-based services at public sector banks (PSBs) are likely to be hit, including cash deposits, withdrawals, cheque clearances, and other administrative work. Major banks such as State Bank of India (SBI), Canara Bank, Punjab National Bank (PNB), and Bank of Baroda are expected to be impacted.
Public announcement!
An important advisory - Branch services may be affected on 27th January 2026. Please use Canara Bank’s digital banking channels for essential transactions and services. pic.twitter.com/l4mRjO8pjT— Canara Bank (@canarabank) January 26, 2026
— State Bank of India (@TheOfficialSBI) January 23, 2026
Several lenders, including SBI, have informed stock exchanges about the potential disruption. SBI said in a regulatory filing:
"While the bank has made arrangements to ensure normal functioning in its branches and offices on the day of the strike, work may be affected due to the strike."
ALSO READ | Stock Market today: What investors need to know; Gift Nifty, trade talks and more
Services That Will Continue
- Digital banking services are expected to remain operational. These include:
- Automated Teller Machines (ATMs)
- Automated Deposit cum Withdrawal Machines (ADWMs)
- Business Correspondents and Customer Service Points
- Internet banking
- Mobile banking
- UPI payments
ALSO READ | Union Budget 2026: Poll suggests tight spending, states take on bigger financial burden
Private Banks Unaffected
Operations at major private sector banks such as HDFC Bank, ICICI Bank, and Axis Bank are expected to continue as normal, as their employees are not part of the unions participating in the strike.
Currently, public sector banks operate on the first, third, and fifth Saturdays of each month.