Accident compensation when hit by unknown vehicle; free treatment for injured, says govt proposal
Thiruvananthapuram: A part of the vehicle insurance amount will be set apart for compensation and treatment to those injured by unknown vehicles. A final draft of the proposal in this regard has been prepared by the central government.
Those injured will be eligible for free treatment upto Rs 1.5 lakh expense. The third party insurance premium will be increased by 0.1 percent to attend to such cases, the proposal read.
For those injured after being hit by vehicles with no insurance, a fixed amount from all vehicle insurance policy will be set aside. The companies will be permitted to levy excess amount. As the amount is levied from all insurances, the compensation will not become a burden to the insurance companies, it is evaluated.
Cess for various services of nation highways department is also under consideration. The compensation and free treatment can be met from this amount. The expenses at the hospitals will be met by the state governments. Cashless system is recommended by the Ministry of Road Transport and Highways.
All injured in vehicle accidents deserve free treatment. No hospitals should deny them treatment. The expenses will be met by the government later, the proposal stated.
The first few hours are highly crucial in case of accidents. Proper treatment on time will save lives. Free treatments are being ensured to avoid hospitals waiting for relatives to start treatment to victims. Also, unknown vehicles causing accidents leads to not being able to claim insurance. In 2019, 19.4 percent of the accidents were caused by unknown vehicles and in 2018, it was 18.9 percent.