Kottayam: State Dairy Development Department is introducing new insurance plans for dairy farmers which will come into effect on November 26. It will be advantageous for around 1 lakh dairy farmers.
The farmers who have contributed milk for at least 90 days to primary dairy cooperative societies in the period between October 1, 2017 and September 30, 2018 are eligible for insurance. Also, those who have contributed 250 litres of milk can also apply.
The insurance plans are available for dairy farmers and their relatives including life partner and unmarried children aged up to 25 and employees at cooperative societies. The farmers can also insure productive animals. The dairy farmers can avail subsidy on the premium amount paid for insurance. There is no need to insure the animals which have already been done.
The age limit of the members is 80. One-time premium amount is Rs 5015. The maximum amount of medical insurance that will be paid to the dairy farmers and their family is Rs 1 lakh. They can get Rs 50000 for the treatment of exisiting diseases. Free treatment will be available at selected popular hospitals.
The plan includes accident insurance too. It is a policy in which the policy-holder will get a maximum amount of Rs 5 lakh. If the dairy farmer dies or gets handicapped in an accident, they will get 50 percent of the amount. Death in accident or permanent disability of a dairy farmer will provide, their children aged up to 25, financial assistance for education. There is also a plan in which the dairy famers aged between 18-50 become eligible for Rs 2 lakh in case of natural death and Rs 4 lakh for death in accident within 18 months.
The eligible dairy farmers should submit request at dairy development unit offices in their block panchayats before November 10.