Alappuzha: The state agriculture department has decided to bring all types of agricultural crops under insurance coverage. The decision was taken in the background of the deluge which largely destructed agricultural crops.
The state insurance and Pradhan Mantri Fasal Bhima Yojana (PMFBY) will be jointly implemented to give insurance coverage to all crops.
At present, 25 crops were listed under insurance coverage. Now, the department plans to extend crop insurance coverage to all types of agriculture.
In the first phase, honey bee farms, other farms like sweet potato, vegetables, pulses and sugarcane will get insurance coverage.
Earlier, mango, peanuts, purple yam and elephant foot yam did not receive insurance though it figured in the list. With the new initiative, these crops also will get complete insurance coverage. All farmers, including those who cultivate in lands on lease, will get the insurance.
Earlier, strict criteria was fixed to make insurance claim for natural disaster. But there will be no such criteria to access insurance claims following any kind of natural disaster in future.
The farmers obliged to pay 1.5 to 5 per cent of the total premium. The insurance premium payment should be made to district principal agriculture officer through district cooperative banks.
The department has planned to disburse the insurance amount within one month. But the damage caused to farm should be reported to the department within 15 days from the date of incident. Paddy fields, individual farmers and agricultural groups will get special insurance coverage
Agriculture minister VS Sunil Kumar stated that all agriculture will be included in the insurance plan. “No farmer should face loss in Kerala. A campaign will be organised to include all farmers as beneficiaries of the insurance project,” said the minister.